I got rearended right when I was getting everything perfect... - Page 2 - PeachParts Mercedes-Benz Forum

1977busman · #16 03-25-2011, 06:55 AM

Quote:

orry. My 83 got it a LOT worse than that and the girl who hit me never even paid up (nor Progressive insrance). They turned it into a JURY trial to force bleeding and thus settlement. Pretty lousy.

That's scarry, this girl has progressive and I've already heard they can be a pain to deal with...

JimFreeh · #17 03-25-2011, 07:18 AM

... your sig line says you're trying to sell it anyway.
Take the settlement and walk away.

Jim

tbomachines · #18 03-25-2011, 08:54 AM

Quote:

Originally Posted by dariod

I got hit in the parking lot few months ago and got two of my doors damaged on 2006 LEXUS. The driver did not speak english and had no driver license and the car was insured to his friend. It was some bogus insurance company and I had to pay for damage out of my pocket. The cop did not even gave him a ticket even though he was illegal and had no driver license, she said it was private parking lot and could not arrest him

Similar situation happened to me in high school when a kid hit me, the accident was declared no fault, I ended up having to pay for half the damages

ashedd · #19 03-25-2011, 12:58 PM

I just went through this with my 400E. According to my attorney, as long as you are made "whole" by the insurance company you do not have a claim. If you were injured (My car was parked w/o me in it) you may have a claim.

Whole means you didn't have to pay anything out of pocket, you were offered full market value for your car, or it was repaired to your satisfaction. At the very least you should be driving around in a rental car. I had a POS 2010 Dodge Charger for a week. Oh and depending on YOUR insurance company, you may have to deal with the other persons insurance yourself. I am lucky because my attorney is a friend of mine and lives on the next block. Might be harder to get an attorney interested in your case, if you have one.

So the first step would be, copy of police report and contact her insurance to see if they accepted fault yet. The drunk guy that hit my 400E(I am mean totaled my 400E)... once his insurance, state farm, accepted fault(pretty much immediately) the ball was in motion. State farm was a pleasure to deal with actually.

I could have bought my 400E back for $500. I wanted to part it pretty bad, but my friend/attorney convinced me I had more important things to do with my time.

Goodluck

crs82 · #20 03-25-2011, 02:30 PM

Quote:

Originally Posted by dariod

I got hit in the parking lot few months ago and got two of my doors damaged on 2006 LEXUS. The driver did not speak english and had no driver license and the car was insured to his friend. It was some bogus insurance company and I had to pay for damage out of my pocket. The cop did not even gave him a ticket even though he was illegal and had no driver license, she said it was private parking lot and could not arrest him

I'm confused. Why can a policeman/woman not arrest someone on private property if they know a crime(s) has been committed? I've seen many people arrested in public parking lots. Driving uninsured/unlicensed, being illegally in the country are both crimes in most states. Maybe unprosecuted crimes, but crimes nonetheless.

Sorry for the hijacking.

Orv · #21 03-25-2011, 03:53 PM

Quote:

Originally Posted by crs82

I'm confused. Why can a policeman/woman not arrest someone on private property if they know a crime(s) has been committed? I've seen many people arrested in public parking lots. Driving uninsured/unlicensed, being illegally in the country are both crimes in most states. Maybe unprosecuted crimes, but crimes nonetheless.

Sorry for the hijacking.

Driving unlicensed ON PRIVATE PROPERTY is not a crime. Unless the policeman saw the person driving on a public road, they haven't observed a crime being committed.

Many police departments in larger cities have a policy of not enforcing immigration law, and leaving that up to the INS. It's a controversial position. The idea is they don't want people in the illegal immigrant population being afraid to go to the police if they're aware of some other crime that's been committed. Bad things happen socially when you have a large underclass of people who feel they can't trust the authorities.

1977busman · #22 03-25-2011, 06:29 PM

Quote:

... your sig line says you're trying to sell it anyway.
Take the settlement and walk away.

Jim

Ive had that sig for a long time. Ive been driving it alot more recently, and everyday it grows more on me.

1977busman · #23 03-25-2011, 06:31 PM

Well shes totalled. I took it to the body shop for an estimate and they wernt finsihed with adding everything up and she stopped at $4900 worth of repairs. So I guess now I just have to meet with their insurance and settle on a price for the car. I also plan to buy my car back.

buffa98 · #24 03-25-2011, 06:45 PM

Check with your state first. If OH is anything like pa, It is a royal pain to get the car re registered after a "total loss" It took me about a month of paperwork to get a valid reg on mine after it was totalled.

Hind sight being 20/20, I should have watched it leave on a flat bed...

Just saying

ashedd · #25 03-25-2011, 06:46 PM

Quote:

Originally Posted by 1977busman

So I guess now I just have to meet with their insurance and settle on a price for the car.

Goodluck, they are likely going to TELL you what they will give you.

The estimate on my 400E was 5500. State farm came up with a value based on NADA then deducted money for things like: curb rash on wheels, missing spare(had it in my 300d trunk), something else I don't recall. They refused to negotiate the $500 buy back.

So are you gonna fix it? I would start looking for another car, wanna '85 300TD

.

I will keep my eyes open... you can't have my 300d just yet.

barry123400 · #26 03-25-2011, 06:59 PM

Usually they have an adjuster look at the car and try to lowball you in my experience. Sometimes they settle fairly. There is no doubt in my mind I would mention that my neck and back seem sore if rear ended.

Not to launch an additional claim but to motivate a fair settlement from them as soon as possible. With the potential of a neck and back injury claim they will usually want out and you to sign a release as soon as possible. It is a large motavational factor in getting a fairer price from them. Once that release is signed they are pretty well home free and off any potential injury claim.

Tell them you want the car back after the offer of settlement dollars is made. Hopefully the people you will be dealing with are ethical but do not count on it. Sorry if I sound negative but my experience has not been good with claims until the last one.

That only occured because I increased their costs by at least ten thousand dollars when they lowballed me by five thousand and would not discuss a fair settlement. The car was easily worth 22 thousand and the offer was seventeen thousand.

They refused to budge so I went to work. Eventually taking them to court. The next car my wife wrote off they could not settle fast enough and offered more than it was worth.

You almost sounded like it is simply a case of sitting down with them and everything is reasonable. This does happen sometimes but to count on it is poor judgement in my opinion.

Insurance companies have earnt the lousy reputations many of them have over many decades. Keep us posted as to how your claim goes. We can sometimes as a group learn something in the process. Needless to say best of luck.

1977busman · #27 03-25-2011, 07:25 PM

Quote:

Check with your state first. If OH is anything like pa, It is a royal pain to get the car re registered after a "total loss" It took me about a month of paperwork to get a valid reg on mine after it was totalled.

Here you pick up your "salvaged title" then after its fixed it has to be inspected and then your done easy as pie... weve been buying wrecks for years.

Quote:

Usually they have an adjuster look at the car and try to lowball you in my experience. Sometimes they settle fairly. There is no doubt in my mind I would mention that my neck and back seem sore if rear ended.

Not to launch an additional claim but to motivate a fair settlement from them as soon as possible. With the potential of a neck and back injury claim they will usually want out and you to sign a release as soon as possible. It is a large motavational factor in getting a fairer price from them. Once that release is signed they are pretty well home free and off any potential injury claim.

Tell them you want the car back after the offer of settlement dollars is made. Hopefully the people you will be dealing with are ethical but do not count on it. Sorry if I sound negative but my experience has not been good with claims until the last one.

That only occured because I increased their costs by at least ten thousand dollars when they lowballed me by five thousand and would not discuss a fair settlement. The car was easily worth 22 thousand and the offer was seventeen thousand.

They refused to budge so I went to work. Eventually taking them to court. The next car my wife wrote off they could not settle fast enough and offered more than it was worth.

You almost sounded like it is simply a case of sitting down with them and everything is reasonable. This does happen sometimes but to count on it is poor judgement in my opinion.

Insurance companies have earnt the lousy reputations many of them have over many decades. Keep us posted as to how your claim goes. We can sometimes as a group learn something in the process. Needless to say best of luck.

I plan to take my lawyer/grandpa so I plan on him taaking care of any of there bs.
Legitimately my neck does hurt so were good on the scare tactic.
The adjuster will be coming next week, and we will just have to wait and see what they decided on for a price. If it is ridiculous, they will be going to court with me.

Usually they have an adjuster look at the car and try to lowball you in my experience. Sometimes they settle fairly. There is no doubt in my mind I would mention that my neck and back seem sore if rear ended.

Not to launch an additional claim but to motivate a fair settlement from them as soon as possible. With the potential of a neck and back injury claim they will usually want out and you to sign a release as soon as possible. It is a large motavational factor in getting a fairer price from them. Once that release is signed they are pretty well home free and off any potential injury claim.

Tell them you want the car back after the offer of settlement dollars is made. Hopefully the people you will be dealing with are ethical but do not count on it. Sorry if I sound negative but my experience has not been good with claims until the last one.

That only occured because I increased their costs by at least ten thousand dollars when they lowballed me by five thousand and would not discuss a fair settlement. The car was easily worth 22 thousand and the offer was seventeen thousand.

They refused to budge so I went to work. Eventually taking them to court. The next car my wife wrote off they could not settle fast enough and offered more than it was worth.

You almost sounded like it is simply a case of sitting down with them and everything is reasonable. This does happen sometimes but to count on it is poor judgement in my opinion.

Insurance companies have earnt the lousy reputations many of them have over many decades. Keep us posted as to how your claim goes. We can sometimes as a group learn something in the process. Needless to say best of luck. Today 05:46 PM

ashedd · #28 03-25-2011, 08:05 PM

Clean it up real nice inside and out before the adjuster looks at it. They tend to offer more for a well kept car, at least that is what happened with a friend of mine.

124126140 · #29 03-25-2011, 08:43 PM

clean cars are worth more, try not to hurt your back cleaning it. Good luck

dariod · #30 03-25-2011, 09:03 PM

Quote:

Originally Posted by ashedd

Clean it up real nice inside and out before the adjuster looks at it. They tend to offer more for a well kept car, at least that is what happened with a friend of mine.

ADJUSTER is not all that interested in 200K miles car no matter how clean it is.