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Old 05-12-2020, 11:43 AM
Capt. Mike Capt. Mike is offline
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Join Date: Nov 2018
Location: Between the Devil and the deep blue sea.
Posts: 15,334
I live in a fairly high tax rate state. So what? I like living here, and I am in a position to be able to comfortably afford it.

We hope to downsize, but not to save money, which we would, but to move to one floor living in a senior community.

We are, I like to say, trapped in our own frugality. We have loosened up a good amount since we retired, but there are levels of spending that I just can’t bring myself to do. My car is my splurge, but the loan only costs $500/mo. If I can’t/won’t come up with a big enough down payment to get the loan at that amount, I don’t buy the car. I also refuse to have two car payments at one time. Yes, we could “afford” more, but, as I said, we are trapped in our own spending ways.
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