Won't bother me a bit since I don't use and ATM card. But it's a convenience and with that comes the ability to charge a premium for it. Time will tell if that was the right decision.

Fortunately it's relatively easy to change banks to one with policies you can live with. I moved from a big national to my local credit union several years ago and have never regretted it, other than their hours aren't quite as convenient.

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1980 300TD-China Blue/Blue MBTex-2nd Owner, 107K (Alt Blau) OBK #15
'06 Chevy Tahoe Z71 (for the wife & 4 kids, current mule) '03 Honda Odyssey (son #1's ride, reluctantly) '99 GMC Suburban (255K+ miles, semi-retired mule) 21' SeaRay Seville (summer escape pod)