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It does maybe have to be removed and sent to a rebuild shop. No matter what, it will be expensive. I would figure on $15-$20k. Maybe less for a used engine, but do you want that? Maybe your next step should be to trade for a Subaru or something reliable, under warranty and cheaper
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I would qualify this in saying this would be the case so long as it is something that requires removing the engine. It's possible the timing chain broke without any substantial damage. If the engine does not need to be removed, it can likely be fixed without paying a fortune. Maybe a valve stuck or something like that. Who knows if you don't pull the head off? I think in this environment of hiring "parts changers" instead of "troubleshooters", there are likely a number of people who would pay the $15K+ or even junk the car when it could be fixed by a competent person. Make sure you are completely confident in the diagnosis before you make a final decision.
Dkr.