While a cleanable Filter is nice and a larger Filter will not plug up as fast; the real issue is still is the sledge that you are getting in your Tank.

As long as the sledge is forming you can still end up stuck somewhere on the side of the Road. And with a Roadside issue I think I would rather change a Filter than clean one.

What I have experienced is that Filters plugged filter with a Drain at the bottom can when plugged often be drained and it unplugs the Filter enough that you can get down the road aways.

Another more complicated and expensive way to deal with Fuel contamination is to set up a Fuel Polishing system that has its own Electric Fuel Pump and its own Filter.
All the Electric Fuel Pump does is circulate Fuel from the Tank; through the Filter and sends it back to the Fuel tank.

The 2 advantages are a larger volume of Fuel passes through the Filter and if the Filter gets plugged it will not stop your Engine because it is not connected to the Engine.
A large Filter could be mounted anywhere there is space for it and there is room to run Hoses.

Commercial Boats us similar setups.

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84 300D, 82 Volvo 244Gl Diesel