Over here in Europe you can get a classic car insurance policy that coupled with an independent valuation gives you a no quibble value in the event of the terrible.

Compared with "standard" motor policies these seem to me to be much fairer as in the event of a claim you don't get the perpetual arguments with the insurers who tend to offer a value lower than the lowest book (day) value.

These policies, however, are often restricted in terms of maximum allowable annual mileages or you need to use another car as daily driver or you can't drive your car to work - you can only use it for pleasure...