And the average moron is a person.

BTW, I do agree about ARMs.

When the chickens finally come home to roost, there will be a lot of property out there available for next to nothing.

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Current Benzes

1989 300TE "Alice"
1990 300CE "Sam Spade"
1991 300CE "Beowulf" RIP (06.1991 - 10.10.2007)
1998 E320 "Orson"
2002 C320 Wagon "Molly Fox"

Res non semper sunt quae esse videntur

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Not in this weather!